http://momandmurray.savingadvice.com Mommy of seven writing about the way to keep a float in a ever expensive world. info@savingadvice.com Mom en-us http://momandmurray.savingadvice.com/2007/06/23/can-i-help-you_27559/ Okay, so I have only been on the "Personal Finance Blog" for a month. This is my first blogging adventure. I have made 15 entries, mostly about home issues. Since I am presently a stay-at-home mommy, it comes to mind first.<br /> <br /> However, I have owned several businesses, saved wisely,... Sat, 23 Jun 2007 23:06:56 PST Momandmurray@aol.com (Mom) http://momandmurray.savingadvice.com/2007/06/22/is-your-christmas-shopping-done_27520/ July 1st is just around the corner and I generally have half , if not more, of my Christmas shopping done. I need to get in gear and quick. Is your holiday shopping going well?<br /> <br /> Winter items go on sale in January. Huge savings can be found in March. Plus, you are just wasteful, if... Fri, 22 Jun 2007 12:59:58 PST Momandmurray@aol.com (Mom) http://momandmurray.savingadvice.com/2007/06/20/which-is-best-with-a-list-or-without_27460/ So, I am going to ask all the intelligent and frugal person on here about the all important issue of grocery shopping. Do you go armed with a shopping list or without when you go grocery shopping?<br /> <br /> I have always been a big advocate of no list from pre planned menus. My reasoning... Wed, 20 Jun 2007 19:28:47 PST Momandmurray@aol.com (Mom) http://momandmurray.savingadvice.com/2007/06/17/free-samples-filled-our-mailbox_27344/ The nicest part of coming home from vacation was a clean house. The second was the mound of mail we had received while we were gone. Our seventeen year old daughter's best bud fed the dog and fish while we were gone. She also brought in the mail. She was in awe of all the free stuff... Sun, 17 Jun 2007 22:26:30 PST Momandmurray@aol.com (Mom) http://momandmurray.savingadvice.com/2007/06/17/another-cheap-awesome-vacation_27325/ We are home after a week in the sun! I took our laptop to stay in touch with my email and hubby's stocks, but didn't use it once. We just didn't have any desire to miss a moment with the kids and great friends. Loaded and ready to go by 10 p.m. Friday night, June 8th, our caravan of... Sun, 17 Jun 2007 14:41:34 PST Momandmurray@aol.com (Mom) http://momandmurray.savingadvice.com/2007/06/16/second-and-final-day-of-garage-sale_27297/ So, day two of the garage sale didn't go as we had hoped. We started at 8 and the first two hours were awesome. We made 247.50. Then the wind came. The weather man said it hit 40 m.p.h.. We had stuff blowing everywhere. Then the dark clouds started to move in. We ended up calling it... Sat, 16 Jun 2007 12:34:03 PST Momandmurray@aol.com (Mom) http://momandmurray.savingadvice.com/2007/06/06/first-day-of-the-garage-sale_26957/ Well, the weather was awesome until about 2 o'clock when the temperture hit in the high 80's. We did get started at 8 and wrapped up at 3. Grand total for the day was 472.25. <br /> <br /> Surprisingly, we sold the junk and little things and not the big ticket items. Hubby came home and ask... Wed, 06 Jun 2007 18:32:26 PST Momandmurray@aol.com (Mom) http://momandmurray.savingadvice.com/2007/06/05/another-garage-sale-are-neighbors-must-h_26912/ We spent the day getting ready for another garage sale. We had one three weeks ago and made over 1200. <br /> <br /> After the garage sale in May, my hubby decided to clean out the attic on the last day of the sale. What started out as a project to get all my old business documents from the... Tue, 05 Jun 2007 21:12:57 PST Momandmurray@aol.com (Mom) http://momandmurray.savingadvice.com/2007/06/04/taxi-drivers-at-least-get-paid_26834/ School is out. Summer has begun for the children. I am now the official driver for the next three months. Man, am I excited!!<br /> <br /> School year ended here on Friday. Our first Monday of summer will and has been spent with me driving around wasting gas.<br /> <br /> 7:00 a.m. 14 year old to weight... Mon, 04 Jun 2007 10:35:47 PST Momandmurray@aol.com (Mom) http://momandmurray.savingadvice.com/2007/06/03/advice-needed-for-pantyhose_26813/ I realize that this must sound really weird, but what do you do to reuse or make of use of, pantyhose that you can no longer wear because of runners?<br /> <br /> I was never a big fan of pantyhose. I wore stockings for years. Lack of time and finding stockings, I finally went over to the other... Sun, 03 Jun 2007 16:01:58 PST Momandmurray@aol.com (Mom) http://momandmurray.savingadvice.com/2007/06/03/the-secret-of-wealth-in-ten-easy-steps_26812/ The secret of wealth in ten easy steps!<br /> <br /> Step One:<br /> Step Two:<br /> Step Three:<br /> Step Four:<br /> Step Five:<br /> Step Six:<br /> Step Seven:<br /> Step Eight:<br /> Step Nine:<br /> Step Ten: Knowing how to keep the first nine steps a complete secret.<br /> <br /> Sun, 03 Jun 2007 15:40:21 PST Momandmurray@aol.com (Mom) http://momandmurray.savingadvice.com/2007/05/29/bridal-shower-attended-and-oh-my-god_26618/ I attended a Bridal Shower this evening. I do not know the bride or the groom. I do slightly know the mother of the groom. Apparently, both the bride and groom are young and expecting. <br /> <br /> I have attended many Bridal Showers over the years. Some large, some small, some lavish, some... Tue, 29 May 2007 21:28:06 PST Momandmurray@aol.com (Mom) http://momandmurray.savingadvice.com/2007/05/27/free-movie-rentals_26527/ We started "borrowing" movies from other families. We have several different groups of friends, co-workers, etc that we trade movies for the weekend with. To make it easy and less confusing, we always borrow 5 at a time. If they dont have 5 you want, you take five anyway, so you always... Sun, 27 May 2007 18:37:17 PST Momandmurray@aol.com (Mom) http://momandmurray.savingadvice.com/2007/05/26/vacation-cheap-or-expensive_26482/ We are not a small family. We have 7 children. Our family does a great deal of vacationing, because we feel it is extremely important. My point can be made easily for most people. Think about your favorite vacation as a kid, now ....what did you get for Christmas that year? Isn't it... Sat, 26 May 2007 10:42:49 PST Momandmurray@aol.com (Mom) http://momandmurray.savingadvice.com/2007/05/25/get-free-samples-while-waiting-for-_26462/ So, my life is spent hurrying and waiting. I have found that I don't wait well as a rule. When I am on the computer and waiting for something to download, print, etc...I spend my waiting time on getting free samples from all over the world. One of my favorite sites is Freebie Empire.... Fri, 25 May 2007 14:20:44 PST Momandmurray@aol.com (Mom) http://momandmurray.savingadvice.com/2007/05/23/top-10-reasons-why-sex-is-financially-re_26392/ 10. Good sex keeps you healthy. It is the best exercise in the world. Saving you money on medical cost and gym fees.<br /> <br /> 9. Good sex keeps you from spending money as easily. You want to keep your clothes off. Face it, it is much harder to spend money naked than fully clothed.<br /> <br /> 8.... Wed, 23 May 2007 23:18:59 PST Momandmurray@aol.com (Mom) http://momandmurray.savingadvice.com/2007/05/23/how-to-get-a-house-full-of-furniture_26369/ No matter what your income or your living arrangments, everyone needs furniture!! Some pieces are well worth spending good money on. Other peices of furniture are really not that important. We have spend a great deal of money on classic furniture for our bedroom, living room, and dining... Wed, 23 May 2007 11:23:05 PST Momandmurray@aol.com (Mom)